Common law marriage is a concept that refers to a marriage-like relationship between two people who live together for a certain period of time, without getting married or registering their partnership formally. This type of arrangement is recognised in some countries but not in the UK.

Naim Qureshi, Senior Associate in our Family & Divorce team, explores what this means for couples who choose to live together without getting married.

What is common law marriage?
The exact definition of common law marriage can vary depending on the country which it is recognised, it refers to a relationship in which the couple has not formalised their union through marriage or civil partnership.

In some countries, common law marriage is recognised as a legal status that provides certain rights and protections to the couple.

Is common law marriage recognised in the UK?
The law in the UK means that even if a couple have lived together for many years, they do not have the same legal rights and protections as a married couple. Many people think we do have this system, but when it comes to dividing finances, parental rights and even inheritance rights, the law in the UK largely fails to offer protection if there is a split between a cohabiting, unmarried, couple.

What are the implications of this for couples?#
Some of the key areas where unmarried couples are impacted include:

  • Inheritance rights
  • Pension rights
  • Property rights
  • Parental rights
  • Tax breaks and benefits

What can cohabiting couples do to protect themselves?
Couples who choose to live together without getting married do not have the same legal rights and protections as married or civil-partnered couples. However, there are steps that couples can take to protect themselves and their assets. By taking these steps, couples can ensure that they are prepared for any eventuality and that their rights and interests are protected. Some of these steps include:

Cohabitation agreement
A cohabitation agreement can be drawn up to establish the couple’s rights and responsibilities towards each other in the event of separation. It covers finances, property and what will happen to your children if you were to split or if either partner was to become ill or pass away.

Cohabitation agreements are popular with unmarried couples living together, as they cover all aspects of joint life and the complexities a split can have on this and offer protection for both parties and their assets. Cohabitation agreements can go as far as providing protections similar to marriage, such as providing equal shares of assets or access to pensions.

Make a Will
Couples should each make a Will to ensure that their assets are distributed according to their wishes in the event of their death.

Having a will offers you the chance to address what you would like to happen when you are no longer here, and as well as providing protection for unmarried couples, it can also benefit friends and family.

How Blaser Mills Law can help
If you would like to put a cohabitation agreements in place or discuss your matter further with our Family & Divorce team, contact Naim on 01494 781356 or email naq@blasermills.co.uk.